Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$240,000

100 MCGRADY LAKE Road, Crescent City, FL 32112

Metes & Bounds

Price
$240,000
Beds / Baths
3 / 2
Living area
1,144 sqft
Year built
2005
Type
Residential
Lot
1.59 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
106

HUGE PRICE REDUCTION! Welcome to your own private slice of paradise on beautiful private Lake McGrady! This move-in ready 3 bedroom, 2 bathroom home sits on 1.56 peaceful acres with an impressive 246 feet of lake frontage, offering the perfect blend of privacy, comfort, and breathtaking waterfront living. Loved and maintained by only 1 owner, this property features a newer metal roof just 2 years old, new HVAC system, and a fenced yard ready for pets, hobbies, or simply enjoying the outdoors. Whether you're looking for a full-time residence, weekend retreat, or a place to relax and unwind by the water, this property checks all the boxes. Enjoy fishing, kayaking, and peaceful mornings right from your own backyard. Don't miss this rare opportunity to own a private lakefront retreat!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Lake McGrady waterfront.
  • Confirm mobile home title is clear; check for any liens or financing encumbrances.
  • Inspect septic system age, recent pumping records, and soil percolation approval.
  • Review metal roof installation date/warranty and HVAC service records from past 2 years.
  • Verify well water quality test results and any treatment system maintenance history.
  • Confirm all utilities (electric, water, septic) serve the 1.59-acre lot without easement conflicts.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Putnam Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $192,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RIVER LIFE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 12:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.