Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,495,000

3119 SEA MARSH Road, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Marsh View

Price
$1,495,000
Beds / Baths
3 / 2
Living area
2,657 sqft
Year built
1974
Type
Condo
Lot
5.67 ac
Garage
0
HOA
$208/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
120

$563/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 39% above the area's closed prices. Condition and lot vary; that's what a showing is for.

MARSH FRONT MAGIC! Amelia Island Plantation, marsh front villa welcomes you with a tranquil, oak-lined path that leads to your front door. Step inside to show-stopping panoramic marsh views with dramatic floor-to-ceiling, two-story windows that flood the home with natural light. The open staircase and vaulted ceilings add to the airy feel, while wood and tile flooring flow seamlessly throughout. The kitchen is positioned to take full advantage of the views for the chef of the house and features granite countertops, an island filled with storage, and a gas cooktop. Two guest rooms are downstairs for easy entertaining while upstairs, a loft with custom built-ins makes the ideal office and second living room. The large primary suite shines with marsh views, a private balcony, two walk-in closets, a bathroom with double vanities, soaking tub, walk-in shower, and linen closet. The expansive screened outdoor living space offers the ideal setting to relax and enjoy the beauty of the marsh.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for marsh-front property.
  • Request 4-point inspection and wind-mitigation report; roof age critical at 52 years old.
  • Obtain condo milestone inspection report and current reserves funding status.
  • Review HOA governing docs, CC&Rs, rental restrictions, and special assessments history.
  • Confirm seawall/bulkhead condition and maintenance responsibility; get engineering report.
  • Verify condo insurance availability and quotes given age and waterfront exposure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,757/mo
Property tax (1.1% eff., Nassau Co.)$1,370/mo
Homeowners insurance (est.)$872/mo
HOA$208/mo
All-in monthly (est.)$10,207/mo

Loan $1,196,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 2:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.