Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$230,000

133 MAGNOLIA Avenue E, East Palatka, FL 32131, East Palatka, FL 32131

Elgin Grove

Price
$230,000
Beds / Baths
3 / 2
Living area
1,200 sqft
Year built
1966
Type
Residential
Lot
0.79 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
64
Elementary
Browning Pearce

WALK TO ST JOHNS RIVER AND BOAT RAMP!! This beautifully updated home offers the perfect mix of modern style and outdoor living, on expansive lot just steps from Elgin Grove boat ramp to the scenic St. Johns River. Inside, you'll love the stunning new kitchen featuring white shaker cabinets, sleek stainless steel appliances. The bathrooms updated with designer vanities and gorgeous tiled shower and bath, while luxury lighting and durable LVP flooring flow throughout the home. Step outside to relax on the large screened-in back patio overlooking the open backyard with endless room for gatherings, boats, toys, and outdoor fun. Whether you're spending weekends fishing, cruising the river, or simply enjoying the laid-back lifestyle, this move-in-ready retreat is packed with charm and excitement.

What to check on this one

  • Verify roof age and get 4-point inspection—home is 58 years old, insurer may require it.
  • Confirm flood zone with FEMA map and elevation certificate—proximity to St. Johns River matters.
  • Request plumbing inspection—cast-iron or polybutylene common in 1966 builds, costly to replace.
  • Verify septic system service records and tank inspection—rural Putnam County likely septic-served.
  • Get well water test results and pump age if property on well.
  • Review kitchen/bath renovation permits and contractor warranties for recent updates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,193/mo
Property tax (1.1% eff., Putnam Co.)$211/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,696/mo

Loan $184,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FADER & CO REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 1:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.