Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$120,000

6431 COUNTY ROAD 315, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Oak Forest

Price
$120,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
3.13 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
106
Elementary
Mcrae
High school
Keystone Heights

Looking for the perfect place to build your dream home, bring your animals, or simply enjoy peaceful country living with room to roam? Welcome to this beautiful 3.13 acre corner lot situated on the corner of County Rd 315C & Indian Trail. This spacious property offers the perfect blend of privacy, nature, and convenience. Surrounded by Florida's natural beauty, you'll love the peaceful setting while still being within reach of nearby cities and everyday amenities. Enjoy endless outdoor adventures with nearby kayaking, fishing, hiking, biking, horseback riding, hunting, and boating opportunities. Spend weekends exploring the many lakes, parks, trails, and nature preserves that make Keystone Heights such a hidden gem in North Florida. Conveniently located approximately: • 20 minutes to Palatka • 45 minutes to Gainesville • 1 hour to Jacksonville No crowded neighborhoods here -- just fresh air, open space, and the opportunity to create your own private retreat exactly the way you envision it. Bring your builder, your toys, your animals, and your dreams! Opportunities like this don't come along often. BUYER TO DO THEIR OWN DUE DILIGENCE ON ZONING, WHATS ALLOWED VS NOT ALLOWED TO BE BUILT, FLOOD ZONE ETC

What to check on this one

  • Confirm zoning classification and permitted uses with Clay County; verify builder requirements.
  • Obtain flood zone designation from FEMA map; request elevation certificate if in AE/VE zone.
  • Verify septic and well feasibility; obtain perc test results or engineer's report.
  • Confirm property access rights and easements on County Rd 315C and Indian Trail.
  • Request Phase I environmental report to rule out contamination or wetland restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$623/mo
Property tax (1.1% eff., Clay Co.)$110/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,025/mo

Loan $96,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 8, 2026, 12:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.