$219,000
2249 W 45TH, Jacksonville, FL 32209, Jacksonville, FL 32209
Royal Terrace Addn
- Price
- $219,000
- Beds / Baths
- 3 / 2
- Living area
- 1,169 sqft
- Year built
- 2008
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 106
$187/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 72% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This 3-bedroom, 2-bathroom home in Jacksonville's established Royal Terrace neighborhood sits on a 7,200 square foot lot -- offering significantly more land than the structure currently occupies. The home features an open living area, functional kitchen, excellent natural light, and a spacious backyard with real development upside. Lot size and configuration may support the addition of an accessory dwelling unit, guest suite, or detached rental structure, creating the potential for a second income stream on the same parcel. Conveniently located near major roadways, schools, shopping, and downtown Jacksonville, with public transit access along West 45th Street. Strong rental demand in the surrounding area supports multiple strategies including owner-occupy, straight rental, ADU development, or long-term land hold. Buyer to independently verify all zoning, ADU eligibility, and permitted uses with the City of Jacksonville prior to purchase.
What to check on this one
- Verify flood zone designation with FEMA map and get elevation certificate if in AE/VE
- Confirm roof age and condition; 18-year-old may trigger insurer scrutiny in Florida
- Request 4-point inspection (roof, HVAC, plumbing, electrical) for insurance quotes
- Verify ADU zoning eligibility and setback requirements with City of Jacksonville Planning
- Check septic vs. municipal sewer connection and service history
- Get pre-approval letter confirming lender will finance based on lot size and structure
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $175,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 12:32 PM.
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