Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$575,000

2402 SANDY RUN Drive W, Middleburg, FL 32068

Sandy Run

Price
$575,000
Beds / Baths
3 / 4
Living area
2,719 sqft
Year built
1986
Type
Residential
Lot
1.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
92

Waterfront living on Black Creek with approximately 100 feet of frontage and panoramic water views from multiple rooms throughout the home. This 3-bedroom, 3-bathroom single-family residence offers 2,719 square feet of living space and combines distinctive architectural design with practical updates, including a new roof in 2024 and a whole-house generator. Expansive windows and soaring ceilings bring natural light inside while showcasing the creek views that define the property. The remodeled kitchen is designed for both everyday living and entertaining, featuring white cabinetry, Corian countertops, a large center island, abundant storage, pull-out drawers, an LG refrigerator, and stainless steel appliances. Wood and tile flooring extend throughout the home, while the spacious layout includes a bonus recreation room that provides flexibility for hobbies, work, or gathering space. The upstairs primary suite offers private balcony access overlooking Black Creek, creating a front-row view of the waterfront setting. A sunroom provides an additional space to relax and enjoy the scenery year-round. Each downstairs bedroom includes its own updated bathroom, including one with a deep soaking tub and shower combination. Exterior features include full wood siding, a 2-car garage, and direct access to the natural beauty of Black Creek. The combination of waterfront frontage, mature character, and recent improvements makes this property a compelling option for buyers seeking both space and functionality. Located in Middleburg with no HOA, this home offers the opportunity to enjoy waterfront living while benefiting from major system updates already in place. If you have been searching for a Black Creek waterfront property with architectural character, generous living space, and year-round water views, this home is ready for your tour.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Black Creek waterfront.
  • Confirm roof installation date (2024) and get warranty documentation from contractor.
  • Request 4-point inspection report given 1986 build year.
  • Verify whole-house generator maintenance records and fuel supply system.
  • Obtain septic system inspection and service history records.
  • Check for polybutylene plumbing; confirm all updates to 1986-era systems.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,984/mo
Property tax (1.1% eff., Clay Co.)$527/mo
Homeowners insurance (est.)$335/mo
All-in monthly (est.)$3,846/mo

Loan $460,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 3:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.