$310,000
8630 CHARLESGATE Circle N, Jacksonville, FL 32244, Jacksonville, FL 32244
Argyle/chimney Lakes
- Price
- $310,000
- Beds / Baths
- 3 / 2
- Living area
- 1,856 sqft
- Year built
- 1990
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $41/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 106
$167/sqft asking, vs a $157/sqft median across 1,043 closed sales in 32244 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This well-maintained 3-bedroom, 2-bath home is ready and waiting for you. Step into a spacious living room with skylight and featuring a cozy fireplace, tiled foyer, and convenient coat closet. The thoughtfully designed split-bedroom floor plan offers added comfort and privacy. The private owner's suite bathroom includes dual sinks, a garden tub/shower combination, and linen closet. Enjoy hosting dinners in the elegant formal dining room with dish ceiling or start your mornings in the inviting kitchen with a charming breakfast nook, pantry and bay window. The enclosed sunroom with skylights provides the perfect space for entertaining family and friends while overlooking a beautiful jasmine-covered pergola, creating a peaceful and fragrant outdoor retreat. Exterior has Permanent Coating: RhinoShield Ceramic Coating. Seller Is Highly Motivated to Sell. Need Down Payment Assistance? Please schedule a tour today!
What to check on this one
- Verify roof age and get 4-point inspection quote—36-year-old home may face insurance limits.
- Confirm flood zone designation with FEMA map; request elevation certificate if in AE/VE.
- Review HOA covenants for rental restrictions and obtain current reserve study.
- Inspect plumbing type (polybutylene common in 1990s—major insurance red flag).
- Pull permit history for sunroom/additions; confirm proper electrical and HVAC capacity.
- Request wind-mitigation inspection eligibility assessment for insurance discount potential.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $248,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 8:18 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.