Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,000

305 CRAFTON Circle, St. Johns, FL 32259

Watersong At Rivertown

Price
$449,000
Beds / Baths
2 / 2
Living area
1,682 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$211/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
16

Lot 42 - The Antigua, showcased in a charming Coastal elevation, is thoughtfully designed for empty nesters who love to entertain. Just off the foyer, a secondary bedroom and private study--offered in lieu of a flex room--create ideal space for guests, hobbies, or a home office. The hallway opens to a bright dining area and spacious great room that flow seamlessly together. At the center, the gourmet kitchen features a large island overlooking the main living areas, perfect for gatherings. An expansive lanai extends the living space outdoors and fills the home with natural light. Tucked away for privacy, the primary suite offers easy access to the great room and lanai, creating a peaceful retreat. Located in Watersong, a gated 55+ neighborhood within RiverTown, residents enjoy parks, lakes, preserves, scenic trails along the St. Johns River, and resort-style amenities for active living.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this St. Johns location.
  • Review CDD bond payoff amount and remaining assessment schedule.
  • Confirm HOA $211/mo covers what services; request 12-month budget and reserve study.
  • Inspect roof warranty and materials; confirm builder's remaining construction defect coverage.
  • Request 4-point inspection authorization and wind-mitigation documentation from builder.
  • Verify home is builder-warranted; clarify any transfer limitations or expiration dates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,330/mo
Property tax (1.1% eff., St. Johns Co.)$412/mo
Homeowners insurance (est.)$292/mo
HOA$211/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,412/mo

Loan $359,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jun 30, 2026, 3:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.