$171,000
204 SEMINOLE Trail, Georgetown, FL 32139, Georgetown, FL 32139
Whispering Pines
- Price
- $171,000
- Beds / Baths
- 2 / 2
- Living area
- 1,288 sqft
- Year built
- 1977
- Type
- Residential
- Lot
- 1.21 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 106
- Elementary
- Middleton-Burney
- Middle
- Crescent City
- High school
- Crescent City
$133/sqft asking, vs a $136/sqft median across 21 closed sales in 32139 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to Whispering Pines. A community in Georgetown Fl where people come to live a quiet relaxed life. Lots of outdoor fun here including fishing, boating on the St. Johns River and Golfing. Nestled on 1.13 acres partly wooded and quiet, and is ready for you to make your own. This home is exempt from the HOA and has never been a member or part of the HOA. Of course if you want to be in the HOA you can always request to join. Come buy your piece of old Florida living.
What to check on this one
- Verify flood zone designation and elevation certificate requirement with Putnam County.
- Obtain roof inspection report—1977 home likely near or past insurance replacement threshold.
- Confirm septic system service history and well water testing results.
- Review manufactured home title, lien status, and permanence documentation.
- Get 4-point inspection estimate; verify homeowners insurance availability and cost.
- Confirm utilities (well/septic vs. municipal) and any shared infrastructure agreements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $136,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 22, 2026, 10:44 PM.
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