Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$215,000

1790 KILLARN Circle, Middleburg, FL 32068

Shamrock Lake

Price
$215,000
Beds / Baths
3 / 2
Living area
1,080 sqft
Year built
1986
Type
Residential
Lot
0.19 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
98
Elementary
Coppergate
Middle
Lake Asbury
High school
Middleburg

BRAND-NEW ROOF! BRAND-NEW WATER HEATER! FRESH EXTERIOR PAINT! Welcome to this well-maintained 3-bedroom, 2-bath home located in the heart of Middleburg! With approximately 1,080 square feet of comfortable living space, this home is a great opportunity for first-time buyers, downsizers, or investors looking for a move-in ready property. Inside, you'll find a functional layout with a spacious living area that flows easily into the dining space and kitchen, creating a comfortable setup for everyday living and entertaining. The split-bedroom floor plan offers added privacy, while the primary suite includes its own private bathroom. Step outside to enjoy the large backyard with plenty of room for pets, play, gardening, or relaxing evenings outdoors. Whether you're looking to create your own outdoor retreat or simply enjoy extra space, the backyard offers lots of potential. Conveniently located near shopping, dining, schools, and major roadways, this home offers both comfort and convenience in a growing area of Clay County. Whether you're searching for your next home or an investment opportunity, this one is worth a look!

What to check on this one

  • Verify exact roof installation date and warranty coverage documentation.
  • Obtain flood zone designation from FEMA map; request elevation certificate if in AE/VE.
  • Confirm water heater age, model, and remaining warranty period.
  • Request 4-point inspection and wind-mitigation inspection quotes (1986 home).
  • Verify property tax amount and any pending special assessments in Clay County.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,116/mo
Property tax (1.1% eff., Clay Co.)$197/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,605/mo

Loan $172,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE NEWCOMER GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 1:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.