Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$554,000

1048 LAKE ASBURY Drive, Green Cove Springs, FL 32043

Lake Asbury

Price
$554,000
Beds / Baths
3 / 2
Living area
2,090 sqft
Year built
1992
Type
Residential
Lot
0.94 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
102

Nestled on a beautiful one-acre homesite in sought-after Lake Asbury, this inviting pool home combines comfort, flexibility, and peaceful surroundings with no HOA or CDD fees. The layout includes 3 bedrooms, 2 full bathrooms, spacious living areas, and a large upstairs loft perfect for a home office, fitness space, media room, guest suite, or potential 4th bedroom. The kitchen is designed for everyday living with granite countertops, custom wood cabinetry, stylish backsplash details, breakfast bar seating, and a dedicated coffee nook. Soaring ceilings, natural sunlight, and an impressive stone fireplace highlight the main living area. Outdoors, enjoy your own backyard escape featuring a fenced yard, refreshing pool, expansive cool deck, and serene wooded backdrop ideal for entertaining or unwinding. Conveniently located near shopping, dining, highly rated schools, parks, Black Creek, the St. Johns River, boating, fishing, and quick access to the First Coast Expressway.

What to check on this one

  • Verify roof age and get 4-point inspection—home is 34 years old, insurer-critical in Florida.
  • Confirm flood zone designation (unknown listed); obtain elevation certificate if AE/VE.
  • Request pool equipment maintenance records and recent inspection reports.
  • Verify septic system service history and last inspection—common in Green Cove Springs.
  • Check plumbing type (polybutylene/cast-iron risk era for 1992 build).
  • Get well water test results and system inspection documentation if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,875/mo
Property tax (1.1% eff., Clay Co.)$508/mo
Homeowners insurance (est.)$323/mo
All-in monthly (est.)$3,706/mo

Loan $443,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JPAR CITY AND BEACH. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 2:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.