Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$651,490

23 SUTTON BAY Causeway, St. Augustine, FL 32092

Silver Falls

Price
$651,490
Beds / Baths
5 / 4
Living area
3,381 sqft
Year built
2026
Type
Residential
Lot
0.2 ac
Garage
2
HOA
$144/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
23

Under Construction: Ready October 2026!! Welcome to Lennar Homes Kingsley III floor plan offering 5 bedrooms, 4 baths, a loft, and 2-car garage. This home features white cabinets with white quartz kitchen countertops, Frigidaire stainless steel appliances including range, double ovens, dishwasher, microwave, and refrigerator. Ceramic wood plank tile extends through wet areas, family, dining, and halls. Additional highlights include a water heater, screened lanai, and sprinkler system. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. St. Augustine offers a unique lifestyle that blends historic charm, coastal beauty, and a relaxed yet vibrant atmosphere. As the nation's oldest city, it's rich in Spanish Colonial architecture, cobblestone streets, and centuries-old landmarks, complemented by a lively arts scene. (Conditions may apply)

What to check on this one

  • Confirm exact flood zone designation and elevation certificate requirement for St. Johns County.
  • Verify HOA $144/mo covers what; confirm any future assessment or amenity fee increases.
  • Review Lennar one-year warranty scope and builder customer service contact details in writing.
  • Confirm October 2026 completion timeline and any construction delay/extension clauses in contract.
  • Request final grading/drainage plan to verify lot slope and stormwater management.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,380/mo
Property tax (1.1% eff., St. Johns Co.)$597/mo
Homeowners insurance (est.)$380/mo
HOA$144/mo
All-in monthly (est.)$4,501/mo

Loan $521,192 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jun 8, 2026, 2:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.