Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$150,000

134 WINDY HILLS Road, Hawthorne, FL 32640, Hawthorne, FL 32640

Hawthorn

Price
$150,000
Beds / Baths
4 / 2
Living area
2,052 sqft
Year built
2003
Type
Residential
Lot
4.68 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
110

$73/sqft asking, vs a $164/sqft median across 61 closed sales in 32640 over the last 12 months — 56% below the area's closed prices. Substantial acreage and detached in-law suite add value, but as-is condition and dated systems account for the significant discount to area comps.

Looking for a multigenerational fixer-upper with endless potential? Welcome to 134 Windy Hill Dr -- a rare opportunity to own 4.7 peaceful acres with room to create the homestead lifestyle you've been dreaming of. Whether you're looking for future income-producing potential, space for extended family, or simply the privacy and freedom that country living offers, this property delivers. Zoned Agricultural for potential tax benefits and added flexibility, this property is ideal for those wanting room to grow, garden, bring animals, or create a true family compound. The main home features 4 bedrooms, 2 bathrooms, an updated bathroom, and two separate living areas offering flexibility for entertaining or multigenerational living. Adding even more value is the detached 1-bedroom, 1-bath with 640 sqft apartment complete with its own kitchenette and laundry room -- perfect for rental income, a mother-in-law suite, private guest quarters, man cave, office space, or bringing your own vision to life. Surrounded by peace and quiet, this cash-only opportunity is perfect for investors, renovators, or buyers ready to put their personal touch on a property with incredible upside. Bring your vision and unlock the full potential of this unique country retreat.

What to check on this one

  • Verify flood zone designation with FEMA map—unknown status requires clarification before closing.
  • Confirm manufactured home title status and any liens; verify seller owns land outright.
  • Obtain roof age and last replacement date; NE Florida insurers require inspection if 20+ years.
  • Request septic system inspection records and well water quality test results.
  • Confirm detached unit is permitted as rental/ADU in Putnam County Agricultural zone.
  • Get pool maintenance records and verify current safety compliance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$778/mo
Property tax (1.1% eff., Putnam Co.)$138/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,208/mo

Loan $120,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 6:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.