Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$565,000

512 ELM CREEK Drive, St. Augustine, FL 32092

Silverleaf

Price
$565,000
Beds / Baths
5 / 3
Living area
2,642 sqft
Year built
2024
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$92/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
106

$214/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your ultimate lifestyle upgrade in the highly coveted Silverleaf community with NO CDD fees! Spanning an impressive 2,600+ square feet, this meticulously maintained, practically brand-new home offers the rare and highly sought-after 5-bedroom, 3-bathroom layout. Designed for modern, multi-generational living and seamless entertaining, the expansive open-concept floor plan connects a light-filled living area to a dining area and chef-inspired kitchen featuring premium upgrades, pristine quartz countertops, and a generous island perfect for hosting gatherings for family and friends. Venturing upstairs, the primary bedroom retreat serves as a private oasis with a spa-like ensuite bath, while the additional three bedrooms provide ultimate flexibility for a growing family, dedicated home office, or a multi-generational setup. Maximize your outdoor living space with triple sliding doors that open to an extended covered and screened-lanai. Perfect for morning coffee or weekend barbecues, the lanai overlooks a fully fenced backyard providing ultimate security for children and pets. Why wait months to build new construction when you can move into this upgraded, fully completed home today? The Silverleaf Lifestyle & Resort Amenities. Enjoy luxury Florida living with NO CDD fees and top-tier amenities right outside your front door: * Golf cart community with neighborhood amenities, shopping, medical care and restaurants nearby. " Resort-Style Pools: Swimming pools, splash pads, and sun shelves. " Sports Courts: Dedicated pickleball courts, tennis courts, and basketball courts. " The Clubhouse: A grand community center for neighborhood social events. " Family Parks: Multiple state-of-the-art playgrounds and miles of paved walking and golf cart trails. " Prime Location: Zoned for top-rated St. Johns County Schools and situated close to brand-new shopping and dining, with quick commutes to Jacksonville, JIA, beaches and historic St. Augustine

What to check on this one

  • Verify exact flood zone with FEMA map; request elevation certificate if in AE/VE.
  • Confirm HOA $92/mo covers what; request 12 months financials and governing docs.
  • Review builder warranty details and transferability to second owner.
  • Inspect all HVAC, appliance, and roof documentation; confirm 2024 install dates.
  • Verify all builder upgrades (quartz, appliances, flooring) are warranted in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,932/mo
Property tax (1.1% eff., St. Johns Co.)$518/mo
Homeowners insurance (est.)$330/mo
HOA$92/mo
All-in monthly (est.)$3,872/mo

Loan $452,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ERA ONETEAM REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 26, 2026, 11:50 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.