Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$445,000

5419 COUNTY ROAD 352, Keystone Heights, FL 32656

Gatorbone

Price
$445,000
Beds / Baths
5 / 3
Living area
2,471 sqft
Year built
1976
Type
Residential
Lot
0.637 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
110

Escape the busy city and discover your own retreat where country living meets timeless charm. This stunning 5 bd, 2.5 ba lakefront property offers breathtaking wildlife views, serene surroundings and the convenience of paved road access. A dramatic great room with soaring ceilings and a striking stone fireplace greet you as you step through the front door. All main living spaces are located on the lower level with a library loft and 5th bedroom upstairs. The primary suite offers a walk-in closet and ensuite bathroom with a tub/shower combination. The 3 additional first floor guest bedrooms share Jack and Jill style bathrooms with a central stand-up shower room. The kitchen, breakfast bar and dining area overlook the serene views of the backyard and lake. Outdoor living is just as impressive with 0.63+ acres. Property offers a screened gazebo with electric and ceiling fan, a detached oversized two-car garage with workshop area, and a separate storage shed for your tools and equipment.

What to check on this one

  • Verify roof age and condition; 50-year-old home may need inspection or replacement soon.
  • Order 4-point inspection and wind-mitigation report for insurance eligibility.
  • Confirm actual flood zone designation and obtain elevation certificate if in AE/VE.
  • Check septic system inspection records and well water quality history.
  • Review plumbing materials; cast-iron drain lines common in 1976 homes—ask for scope video.
  • Inspect detached garage/workshop for electrical safety and any unpermitted additions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,309/mo
Property tax (1.1% eff., Clay Co.)$408/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,009/mo

Loan $356,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 5:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.