Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$605,000

41 PALISADE Drive, St. Augustine, FL 32092

Shearwater

Price
$605,000
Beds / Baths
4 / 3
Living area
2,723 sqft
Year built
2017
Type
Residential
Lot
0.17 ac
Garage
3
HOA
$19/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
107
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

Welcome to this beautifully appointed Shearwater home offering the perfect blend of functionality, comfort, and elevated design. Situated on a spacious preserve lot with incredible outdoor living, this home showcases exceptional curb appeal with paver driveway, charming front porch, and timeless coastal-inspired architecture. Inside, you'll find an open and versatile floor plan filled with natural light, soaring ceilings, and thoughtfully designed living spaces throughout. The heart of the home is the expansive kitchen and living area designed for both everyday living and entertaining, while the oversized upstairs loft provides endless flexibility as a media room, fitness space, playroom, or secondary living area. The spacious secondary bedrooms are well-sized with ample storage, and the luxurious primary suite serves as a true retreat featuring tray ceilings, an oversized custom walk-in shower, dual vanities, and an enormous walk-in closet. Step outside to your private backyard oasis complete with an extended paver patio, firepit area, and preserve views creating the perfect setting for relaxing evenings or entertaining guests. Located just moments from Shearwater's world-class amenities including resort-style pools, fitness center, kayak launch, tennis courts, trails, and top-rated St. Johns County schools, this home offers the lifestyle buyers have been waiting for. Also - the garage door openers are able to be opened on your phone app.Surge protector included with home.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement for St. Johns County.
  • Confirm CDD bond payoff amount and remaining assessment schedule.
  • Pull 4-point inspection report; home is 9 years old but verify roof condition and installation date.
  • Review HOA/CDD docs for rental restrictions if short-term rental is consideration.
  • Confirm all appliances, HVAC, and water heater maintenance records and remaining useful life.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,139/mo
Property tax (1.1% eff., St. Johns Co.)$555/mo
Homeowners insurance (est.)$353/mo
HOA$19/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,233/mo

Loan $484,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CASTILLO REAL ESTATE JAX. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 4:24 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.