$199,900
1210 S 12TH Street, Palatka, FL 32177
Harts Plat
- Price
- $199,900
- Beds / Baths
- 2 / 2
- Living area
- 699 sqft
- Year built
- 1935
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 110
$286/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 76% above the area's closed prices. Condition and lot vary; that's what a showing is for.
THE PERFECT TINY HOUSE!! This 800 sq' under roof 2 bedroom, 2 bath renovated cottage built in 1935 is charming & turn key! Features include a bright, open floor plan with modern updates throughout & partially furnishsed, a spacious kitchen with stainless appliances, washer & dryer, a welcoming front porch to relax & a fenced back yard to enjoy a fire pit and the outdoors! Home is located on a dead end street and has a concrete drive which was installed in 2024. This home is only minutes from The Ravine Gardens State Park, Downtown Palatka & The St Johns River! Existing survey is under the document tab. To the best of the current owners knowledge, upgrades were made as follows: Metal Roof 2020, HVAC 2022, New Windows & Doors Dec 2021, New plumbing Dec 2021, Tankless Water Heater 2022, New Electric 2021. All dates were provided from a previous owner.
What this home really costs per month
Loan $159,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CENTURY 21 BECKHAM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 2:50 PM.
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