Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$345,000

7980 STATE ROAD 100, Keystone Heights, FL 32656

Lake Geneva

Price
$345,000
Beds / Baths
3 / 2
Living area
1,690 sqft
Year built
1987
Type
Residential
Lot
0.68 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
104

MOTIVATED SELLER - BRING YOUR OFFERS! This completely remodeled home is move-in ready and packed with valuable updates, giving buyers peace of mind from day one. Enjoy a new HVAC (2025) with a transferable warranty, new water heater (2025), and all kitchen appliances include transferable warranties. The roof was replaced in 2017, making this home an exceptional value. The beautifully renovated interior features modern finishes, an inviting open layout, and a spacious primary suite, while the oversized lot provides plenty of room to relax, entertain, or enjoy the peaceful surroundings. To provide additional privacy, the seller will install fencing along the left side of the home adjacent to the easement. Even better, the seller is open to contributing toward the buyer's closing costs and prepaids with an acceptable offer, helping make homeownership more affordable.

What to check on this one

  • Verify roof installation date and warranty details with seller documentation.
  • Confirm HVAC and water heater warranty transferability; request original receipts.
  • Check flood zone designation on FEMA map; obtain elevation certificate if in AE/VE.
  • Review easement restrictions affecting left-side fencing installation and future use.
  • Verify all kitchen appliance warranties transfer; confirm coverage terms with manufacturer.
  • Inspect plumbing for polybutylene or cast-iron; estimate replacement cost if present.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,790/mo
Property tax (1.1% eff., Clay Co.)$316/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,398/mo

Loan $276,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BOLD CITY REALTY GROUP INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.