Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,990

438 CHERRY ELM Drive, St. Augustine, FL 32092

Cherry Elm Townhomes

Price
$359,990
Beds / Baths
3 / 3
Living area
1,933 sqft
Year built
2026
Type
Townhouse
Lot
0.07 ac
Garage
2
HOA
$134/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
42
Elementary
Magnolia Oaks Academy
Middle
Magnolia Oaks Academy
High school
Tocoi Creek

What's Special: Preserve View | Best Seller | Loft | Oversized Pantry. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 438 Cherry Elm Drive in Cherry Elm at SilverLeaf! This charming new townhome features a bright, open main level where the kitchen, dining area, and great room flow together seamlessly, creating a comfortable setting for everyday living and entertaining. The kitchen is enhanced with quartz countertops, a walk-in pantry, and a spacious island overlooking the main living area. Upstairs, the primary suite offers a well-appointed bath and walk-in closet, while two secondary bedrooms, a shared full bath, a flexible loft, and a conveniently located laundry room add versatility and ease. An outdoor lanai and a two-car garage complete this thoughtfully planned home. Located in St. Johns County, this community offers access to top-rated schools and low-maintenance, master-planned living with lawn care and exterior upkeep included. Enjoy pools, pickleball, tennis, walking trails, and a planned 1.6-acre amenity area. Nearby Trout Creek offers river access and parks. You'll also have quick connectivity to I-95, CR-16, CR-210, and I-295, with future roadway expansions planned. Additional Highlights Include: water softener rough-in. Photos are for representative purposes only. MLS#2145297

What to check on this one

  • Verify final flood zone designation and elevation certificate requirement upon completion.
  • Confirm HOA dues ($134/mo) cover lawn/exterior; review master deed and amenity timeline.
  • Obtain builder's limited warranty terms and closing cost breakdown before September handoff.
  • Request final as-built survey and plot plan; verify lot lines and easements.
  • Confirm homeowners insurance availability and quote; ask builder about wind-mitigation credits.
  • Review CC&Rs for rental restrictions and review new-construction warranty claim process.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., St. Johns Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$134/mo
All-in monthly (est.)$2,624/mo

Loan $287,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TAYLOR MORRISON REALTY OF FLA. Data via realMLS (Northeast Florida MLS), updated Jun 26, 2026, 3:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.