Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,900

41 WILLOW FALLS Trail, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081

Willowcove Park

Price
$499,900
Beds / Baths
4 / 4
Living area
2,498 sqft
Year built
2013
Type
Townhouse
Lot
0.11 ac
Garage
2
HOA
$300/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
110

$200/sqft asking, vs a $249/sqft median across 61 closed sales in 32081 over the last 12 months — 20% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully updated two-story townhome. Shows like a house walk to the pool and the splash park bike to the beach new AC unit in 2025 new Cali luxury vinyl plank, flooring, white cabinets, white granite countertops. Giant bonus room approximately 25 x 16 Jack and Jill bedrooms first floor master Suite second floor, additional master suite perfect for mother-in-law, all very large bedrooms with walk-in closets.

What to check on this one

  • Verify actual flood zone designation and obtain elevation certificate if in AE/VE.
  • Request CDD bond payoff amount and confirm no special assessments pending.
  • Confirm HOA rental restrictions—in-law suite setup may trigger short-term-rental rules.
  • Review new AC unit warranty documentation and HVAC service records.
  • Obtain last 3 years HOA meeting minutes and financial statements.
  • Verify townhouse roof age, material, and any warranty; get 4-point inspection quote.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., St. Johns Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$300/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,811/mo

Loan $399,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LOWEST FEE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 5:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.