Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$393,000

409 BLIND OAK Circle, St. Johns, FL 32095

Bannon Lakes

Price
$393,000
Beds / Baths
4 / 2
Living area
1,510 sqft
Year built
2026
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$54/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
74

Step into the Drayton, a thoughtfully designed open-concept home showcasing charming craftsman-style architecture and modern comfort throughout. This inviting floor plan features 4 spacious bedrooms, 2 full bathrooms, and a 2-car garage. Luxury vinyl plank flooring flows through the main living areas, creating a seamless connection between the expansive gathering room and the covered lanai. The beautifully appointed kitchen comes with quartz countertops, a full Whirlpool appliance package, bright white cabinetry, a Flow Tender gray tile backsplash, and a large center island. Additional features include a Smart Home package, upgraded 8-foot interior doors, and a variety of stylish finishes throughout the home. Residents also enjoy access to a premier 4,000-square-foot amenity center featuring a resort-style pool, state-of-the-art fitness center, playground, tennis and pickleball courts, scenic walking trails, and two dedicated dog parks. Contact us today to schedule your private tour!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if AE/VE
  • Confirm CDD bond payoff amount and remaining assessment term
  • Review HOA documents for rental restrictions and lease-transfer policies
  • Inspect Smart Home package warranty coverage and system compatibility
  • Obtain builder warranty details and transferability to buyer

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,039/mo
Property tax (1.1% eff., St. Johns Co.)$360/mo
Homeowners insurance (est.)$292/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,912/mo

Loan $314,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 7:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.