Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,990

434 CHERRY ELM Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Cherry Elm Townhomes

Price
$359,990
Beds / Baths
3 / 3
Living area
1,933 sqft
Year built
2026
Type
Townhouse
Lot
0.06 ac
Garage
2
HOA
$134/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
83
Elementary
Magnolia Oaks Academy
Middle
Magnolia Oaks Academy
High school
Tocoi Creek

$186/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

What's Special: Loft | No Rear Neighbors | Oversized Closet in Primary | Wooded View. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 434 Cherry Elm Drive in Cherry Elm at SilverLeaf! This inviting new townhome features a bright, open main level where the kitchen, dining area, and great room connect seamlessly, creating an ideal space for everyday living and entertaining. The kitchen is highlighted by quartz countertops, a walk-in pantry, and a large island that overlooks the living area. Upstairs, the primary suite offers a spacious bath and walk-in closet, while two secondary bedrooms, a shared full bath, a versatile loft, and a conveniently located laundry room provide comfort and flexibility. An outdoor lanai and a two-car garage complete this thoughtfully designed home. Located in St. Johns County, this community offers access to top-rated schools and low-maintenance, master-planned living with lawn care and exterior upkeep included. Enjoy pools, pickleball, tennis, walking trails, and a planned 1.6-acre amenity area. Nearby Trout Creek offers river access and parks. You'll also have quick connectivity to I-95, CR-16, CR-210, and I-295, with future roadway expansions planned. Photos are for representative purposes only. MLS#2145221

What to check on this one

  • Verify final completion date and occupancy timeline with builder.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Review HOA covenants, rules, and reserve study for SilverLeaf community.
  • Get builder's warranty details and homeowner insurance requirements in writing.
  • Confirm builder's transferability of any builder incentives or warranties to you.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., St. Johns Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$134/mo
All-in monthly (est.)$2,624/mo

Loan $287,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TAYLOR MORRISON REALTY OF FLA. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 4:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.