$290,000
418 COVE Drive, Satsuma, FL 32189, Satsuma, FL 32189
Hermits Cove
- Price
- $290,000
- Beds / Baths
- 3 / 2
- Living area
- 1,610 sqft
- Year built
- 1988
- Type
- Residential
- Lot
- 0.31 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 111
- Elementary
- Browning Pearce
- Middle
- Crescent City
- High school
- Palatka
$180/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Some homes sit near the water. This one feels like it lives with it. Set on a canal with direct access to the St. Johns River, 418 Cove Dr offers a true waterfront lifestyle where evenings slow down, boats stay ready at the dock, and the screened back porch becomes part of your daily routine. Best of all, there is no HOA! Centrally located approximately 30 minutes from St. Augustine, one hour from Jacksonville, and 45 minutes from Daytona. Inside, the home has been renovated with a clean, updated feel. Outside, a private dock with two boat slips makes getting out on the river easy for fishing, cruising, or dining by boat. An RV hookup area adds flexibility for guests, while the Jacuzzi hot tub and screened porch create the perfect place to unwind. Residents also enjoy a community center hosting weekly bingo, karaoke, and special events throughout the year. Quiet and tucked away, yet connected to everything that makes river living special.
What to check on this one
- Verify flood zone designation and elevation certificate for canal/river proximity
- Confirm roof age and condition; obtain insurance quote for waterfront mobile home
- Review mobile home title, lien status, and any marina/dock agreement terms
- Inspect plumbing (1988 = potential polybutylene); check for corrosion near water
- Verify RV hookup permits and septic system capacity for guest usage
- Confirm community center amenities are included in lot lease or fees
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $232,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 1:07 PM.
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