$889,945
246 JUNCTION Avenue, St. Johns, FL 32259
Middlebourne
- Price
- $889,945
- Beds / Baths
- 4 / 4
- Living area
- 3,213 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- —
- Garage
- 3
- HOA
- $54/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 0
- Elementary
- Patriot Oaks Academy
- Middle
- Patriot Oaks Academy
- High school
- Creekside
n/a
What to check on this one
- Confirm flood zone designation and obtain elevation certificate before closing.
- Request CDD bond payoff amount and annual assessment schedule.
- Verify HOA $54/mo includes all mandatory fees; request governing documents.
- Review builder warranty coverage and transfer eligibility to new owner.
- Confirm waterfront property has current dock/seawall permits and inspections.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Principal & interest$4,618/mo
Property tax (1.1% eff., St. Johns Co.)$816/mo
Homeowners insurance (est.)$519/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$6,174/mo
Loan $711,956 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated May 14, 2026, 3:45 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.