Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,990

426 CHERRY ELM Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Cherry Elm Townhomes

Price
$359,990
Beds / Baths
3 / 3
Living area
1,933 sqft
Year built
2026
Type
Townhouse
Lot
0.06 ac
Garage
2
HOA
$134/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
110
Elementary
Magnolia Oaks Academy
Middle
Magnolia Oaks Academy
High school
Tocoi Creek

$186/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

What's Special: Appliances Included | Loft | Preserve View | Wooded View. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 426 Cherry Elm Drive in Cherry Elm at SilverLeaf! This thoughtfully designed new two-story townhome offers an open and inviting main level where the kitchen, dining area, and great room flow together, perfect for everyday living and entertaining. The kitchen features stylish quartz countertops, ample cabinetry, and a central island overlooking the living space. Upstairs, the private primary suite includes a spacious bath and walk-in closet, while two secondary bedrooms, a shared full bath, spacious loft, and convenient laundry room provide flexibility for work or relaxation. An outdoor lanai and two-car garage complete this well-balanced floor plan. Located in St. Johns County, this community offers access to top-rated schools and low-maintenance, master-planned living with lawn care and exterior upkeep included. Enjoy pools, pickleball, tennis, walking trails, and a planned 1.6-acre amenity area. Nearby Trout Creek offers river access and parks. You'll also have quick connectivity to I-95, CR-16, CR-210, and I-295, with future roadway expansions planned. Additional Highlights Include: Ring system. Photos are for representative purposes only. MLS#2145175

What to check on this one

  • Verify final flood zone designation—obtain FEMA map once address is recorded.
  • Confirm HOA $134/mo covers lawn/exterior; request full HOA docs and CC&Rs.
  • Obtain builder's warranty details, completion timeline, and final walkthrough checklist.
  • Request elevation certificate if flood zone is AE or VE post-closing.
  • Verify all listed appliances are included; confirm in final purchase agreement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., St. Johns Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$134/mo
All-in monthly (est.)$2,624/mo

Loan $287,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TAYLOR MORRISON REALTY OF FLA. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 5:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.