Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$284,999

40 BARLEY Street, St. Augustine, FL 32092, St. Augustine, FL 32092

Waterford Lakes

Price
$284,999
Beds / Baths
2 / 3
Living area
1,442 sqft
Year built
2024
Type
Townhouse
Lot
0.05 ac
Garage
1
HOA
$128/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
110
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Tocoi Creek

$198/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

PRICE IMPROVEMENT! Open House - Saturday, 8/15, 11 am to 2 pm. Come see this beautifully maintained, 2024 built, two-bedroom, 2.5-bath townhome, offering a contemporary design & peaceful living in the gated Waterford Lakes community. The open layout provides 1,442 sq ft of living space, highlighted by a screened lanai with privacy shade overlooking the pond - a tranquil setting for morning coffee or evening relaxation. Features include granite kitchen countertops, a walk-in pantry, rear gutters with guards, water softener, tankless gas hot-water heater, and all appliances conveying, plus a one-car garage with extended driveway for two cars. The primary suite offers a walk-in shower, while the second bedroom features its own ensuite bath, providing comfort and privacy for guests or family. Additional guest parking nearby! Residents enjoy exclusive access to a private pool and fitness center, low HOA fees, no CDD fees, top-rated St. Johns County schools and the convenience of a golf-cart-friendly community close to highways, shopping, & restaurants. Move-in ready and designed for easy living--don't let this one be the home that got away!

What to check on this one

  • Confirm exact flood zone via FEMA map; request elevation certificate if in AE/VE.
  • Verify HOA $128/mo covers pool/fitness access; get full HOA docs and reserve study.
  • Request 2024 builder warranty details and transferability to new owner.
  • Confirm all appliances and water softener/tankless heater included in sale.
  • Ask if golf-cart community has separate cart registration or HOA rules.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., St. Johns Co.)$261/mo
Homeowners insurance (est.)$292/mo
HOA$128/mo
All-in monthly (est.)$2,160/mo

Loan $227,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX BLUE COAST. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 6:43 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.