Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$290,000

2513 WATERS EDGE Drive, Neptune Beach, FL 32266, Neptune Beach, FL 32266

Castro Ferrer Grant

Price
$290,000
Beds / Baths
2 / 2
Living area
966 sqft
Year built
1980
Type
Townhouse
Lot
0.03 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
112
Elementary
Neptune Beach
Middle
Fletcher Jr High
High school
Duncan Fletcher

$300/sqft asking, vs a $300/sqft median across 11 closed sales in 32266 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Looking for coastal living in Neptune Beach under $300K? This updated 2BR/1.5BA townhouse offers modern style and convenience with no HOA located minutes from the beach, shopping and local restaurants. Enjoy an open-concept living/dining area with updated flooring, fresh paint, and new lighting. The kitchen features updated appliances and modern fixtures. A stylish half-bath and large laundry room complete the main level. Upstairs includes two spacious bedrooms and a renovated full bath. The primary bedroom offers a private balcony with a view of the Intracoastal, perfect for morning coffee or evening sunsets. The screened-in back porch overlooks a fully fenced backyard with fresh landscaping; ideal for relaxing, entertaining or enjoying the coastal breeze. Major updates include a newer roof, HVAC, plumbing, and electrical panel for peace of mind. Don't miss your chance to own a move-in ready home in one of Northeast Florida's most desirable coastal communities!

What to check on this one

  • Verify roof age—listing says 'newer' but confirm installation year and remaining warranty.
  • Request flood zone determination letter; Neptune Beach is coastal—critical for insurance.
  • Inspect plumbing for polybutylene or cast-iron; 1980 build may have legacy materials.
  • Obtain 4-point inspection report; insurer will require it for 46-year-old home.
  • Confirm HVAC and electrical panel replacement dates match listing claims.
  • Review septic vs. municipal sewer connection and service records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,505/mo
Property tax (1.1% eff., Duval Co.)$266/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,063/mo

Loan $232,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.