Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$315,000

4143 GRAYFIELD Lane, Orange Park, FL 32065

Forest Hammock

Price
$315,000
Beds / Baths
3 / 2
Living area
1,666 sqft
Year built
2014
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$45/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
56
Middle
Oakleaf Jr High
High school
Oakleaf High School

Beautifully and move-in ready, this stunning home offers the perfect opportunity to enjoy life in the desirable Oakleaf Plantation area -- with NO CDD fees! Backing to a peaceful pond and featuring a fully fenced backyard, this property delivers both privacy and serene water views. Inside, the home has abundant natural light, and a bright open-concept floor plan designed for comfortable everyday living and entertaining. The stylish kitchen showcases rich wood cabinetry, dark granite countertops, and seamless sightlines to the living and dining areas. A split-bedroom layout provides added privacy, while the indoor laundry room connects to a convenient mudroom space ideal for extra storage and organization. Meticulously cared for and truly ready for someone to call it HOME!

What to check on this one

  • Verify actual flood zone designation and elevation certificate requirement from FEMA map.
  • Confirm roof age and condition; get 4-point inspection if approaching 15+ years.
  • Review HOA covenants for rental restrictions and lease-transfer rules.
  • Inspect plumbing type; if pre-1995, check for polybutylene issues.
  • Verify HOA $45/mo covers what; request 12 months financials and reserve study.
  • Walk perimeter and pond easement; confirm fencing setback and ownership boundaries.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,634/mo
Property tax (1.1% eff., Clay Co.)$289/mo
Homeowners insurance (est.)$292/mo
HOA$45/mo
All-in monthly (est.)$2,260/mo

Loan $252,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 11:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.