Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,250,000

1416 PLANTATION OAKS Lane, Fernandina Beach, FL 32034

Plantation Oaks

Price
$1,250,000
Beds / Baths
3 / 2
Living area
3,199 sqft
Year built
2024
Type
Residential
Lot
0.24 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
110
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

$391/sqft asking, vs a $255/sqft median across 1,090 closed sales in 32034 over the last 12 months — 53% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Stunner alert! Welcome to your dream home on the highly sought-after south end of Amelia Island, where luxury living meets coastal charm. This brand-new custom build is loaded with high-end features and thoughtful design, all in a prime location just minutes from shops, restaurants, and pristine beaches, and NO HOA restrictions. Set on a beautifully landscaped lot with a fully fenced backyard and a circular driveway offering abundant parking, this home exudes both style and functionality. Step inside to find luxury vinyl plank flooring throughout, an open-concept layout flooded with natural light, and absolutely incredible finishes around every corner. At the heart of the home is an incredible gourmet kitchen with custom cabinetry, Quartz countertops, a massive island, dual sinks, high-end appliances, a large walk-in pantry, and designer lighting and plumbing fixtures. Enjoy seamless views into the spacious family room and a well-appointed dining area, perfect for entertaining. The private primary suite is a true retreat, thoughtfully tucked away with dual custom closets, barn doors, a spa-like ensuite with a floating soaking tub, and a frameless tiled walk-in shower. You'll also love the private access to the laundry room, offering ultimate convenience. A separate wing of the home offers two additional bedrooms, a large office (or 4th bedroom), and a stylish full bathroom, ideal for guests or a growing family. Located in one of Amelia Island's most desirable areas with no HOA, this home is a rare find. Don't wait, schedule your private showing today before this gem is gone!

What to check on this one

  • Verify flood zone designation with Nassau County Property Appraiser; request elevation certificate if needed.
  • Confirm builder warranty details and transferability to second owner.
  • Review homeowner insurance quotes now—2024 build should be insurable without 4-point inspection.
  • Inspect all new appliances, HVAC, and plumbing for defects before closing.
  • Confirm property survey and boundary lines before finalizing purchase.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,486/mo
Property tax (1.1% eff., Nassau Co.)$1,146/mo
Homeowners insurance (est.)$729/mo
All-in monthly (est.)$8,361/mo

Loan $1,000,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 5:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.