Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$450,000

255 WILLOW LAKE Drive, St. Augustine, FL 32092

Gran Lake

Price
$450,000
Beds / Baths
5 / 3
Living area
2,320 sqft
Year built
2020
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$145/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
73
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

No CDD Fees!! Price Reduced!! Step inside this beautifully designed 5 bedroom, 3 bath home offering 2,320 square feet of thoughtfully planned living space with breathtaking lake views. The open-concept layout seamlessly connects the gourmet kitchen, breakfast nook, and spacious family room, creating the perfect setting for both everyday living and entertaining. The kitchen features granite counters, stainless steel appliances, a natural gas cooktop, combo microwave/wall oven, and abundant workspace for the home chef, as well as a walk-in pantry. The spacious primary suite is a private retreat with stunning water views. The spa-like primary bath features a large walk-in shower and relaxing soaking tub. The split-bedroom floor plan provides privacy for guests, with two guest bedrooms and a full bath just off the main living space. An additional bedroom at the front of the home has double doors and offers flexibility as a home office, den, or fourth bedroom. Upstairs, the bonus room with full bath serves perfectly as a private guest suite, media room, or flex space. Additional highlights include a separate laundry room on the main level, covered lanai overlooking the lake, and a large backyard with plenty of room to add a pool. A one-year buyer home warranty is included. From sunrise reflections on the water to peaceful evenings on the lanai, the expansive lake views truly make this home unforgettable. Located in the quaint and serene community of Gran Lake with NO CDD fees, you'll enjoy peace and tranquility while still being just minutes from major highways, shopping, and restaurants. Gran Lake amenities include a beautiful zero-entry pool, clubhouse, playground, 32-acre lake, fishing dock with kayak launch, and acres of paths for walking, jogging, or biking.

What to check on this one

  • Verify exact flood zone (AE/VE/X) and obtain elevation certificate for waterfront lot.
  • Confirm roof age/warranty status and get 4-point inspection before closing.
  • Review HOA docs for waterfront restrictions, rental rules, and reserve funding.
  • Request HOA history: special assessments, litigation, insurance claims last 5 years.
  • Verify natural gas line installation, permits, and inspection completion.
  • Confirm builder warranty coverage remaining on 2020 construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,335/mo
Property tax (1.1% eff., St. Johns Co.)$413/mo
Homeowners insurance (est.)$292/mo
HOA$145/mo
All-in monthly (est.)$3,185/mo

Loan $360,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Jul 26, 2026, 5:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.