Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,900

5210 RITA Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Moncrief Highlands

Price
$249,900
Beds / Baths
3 / 2
Living area
0 sqft
Year built
2026
Type
Residential
Lot
0.1 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
111

Build your dream home from the ground up! Rare opportunity to purchase a vacant homesite with a proposed new construction home package in an established quite and peaceful neighborhood. This to-be-built home offers modern living with an open floor plan, spacious bedroom, indoor laundry stylish finshes, and a 1 car garage. Buyers may have the opportunity to select certain colors and finishes depending on costs and build stage. Construction will begin once an acceptable contract is received and financing is approved. Buyer will utilize a construction -to- permanent loan with builder draw schedule during construction. Estimated timelines and specifications provided by the builder. Great opportunity for 1st time buyers & those utilizing possible down payment assistance programs. This home will be close to Edward Waters College, Downtown, the Airport, and shopping galore. Photo of home is a rendering only. Don't miss out on this great opportunity to build your own home.

What to check on this one

  • Confirm flood zone with FEMA map; request elevation certificate if AE/VE designated.
  • Review builder's construction timeline, warranty terms, and draw schedule in writing.
  • Verify construction-to-permanent loan terms and rate lock period with lender.
  • Get builder's structural/material specs, finish selections available, and allowance limits in writing.
  • Inspect completed model or similar built homes; confirm builder license and references.
  • Ensure purchase agreement clearly defines what's included, change-order costs, and completion deadline.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Duval Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $199,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated May 14, 2026, 3:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.