Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$504,010

42 ANCIENT SPRINGS Lane, St. Augustine, FL 32092

Silverleaf

Price
$504,010
Beds / Baths
3 / 3
Living area
2,393 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$167/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Magnolia Oaks Academy
Middle
Magnolia Oaks Academy
High school
Tocoi Creek

Elsner II J Lot 154

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE
  • Verify HOA $167/mo covers what; request covenants, bylaws, and current financials
  • Confirm builder warranty terms, transferability, and remaining coverage period
  • Review Elsner II J builder documents and any pending developer obligations
  • Inspect new construction punch list and ensure all items corrected before closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,615/mo
Property tax (1.1% eff., St. Johns Co.)$462/mo
Homeowners insurance (est.)$294/mo
HOA$167/mo
All-in monthly (est.)$3,538/mo

Loan $403,208 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WEEKLEY HOMES REALTY. Data via realMLS (Northeast Florida MLS), updated May 13, 2026, 5:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.