$475,000
145 LONE CYPRESS Way, St. Augustine, FL 32092
Summer Bay At Grand Oaks
- Price
- $475,000
- Beds / Baths
- 3 / 3
- Living area
- 1,989 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.22 ac
- Garage
- 2
- HOA
- $151/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 75
Resort-Style Living with Stunning Pond & Preserve Views! Discover one of the most beautifully upgraded homes in Summer Bay at Grand Oaks, one of St. Johns County's premier 55+ active adult communities. Perfectly positioned on a premium pond and preserve homesite, this move-in-ready home offers peaceful views, exceptional privacy, and thoughtful upgrades throughout. Designed for effortless everyday living, the open floor plan features a gourmet kitchen with 42'' upgraded cabinetry, soft-close doors, pull-out shelving, additional island storage, upgraded lighting, custom closets, and built-in cabinetry in the flex space. Every detail has been carefully selected to maximize both beauty and functionality. Step outside to your extended screened lanai and expanded paver patio, where you'll enjoy morning coffee or evening sunsets overlooking tranquil water and preserve views. Additional upgrades include a whole-home water softener and filtration system, plantation shutters, epoxy garage floor, 4-foot garage extension, fenced backyard, drop zone, and pre-plumbing for a future outdoor kitchen. Living in Summer Bay means enjoying a true resort lifestyle with a clubhouse, fitness center, pickleball courts, community pool, dog park, and an active social calendar. Residents also enjoy full access to all of the amenities throughout the Grand Oaks community. Now offering a $1,000 closing cost credit when using preferred lender Allie Penny. Schedule your private showing today and experience everything this exceptional home has to offer. Some photos have been virtually enhanced to illustrate the home's potential, including cosmetic paint colors, furnishings, and fixtures. No structural features or room dimensions have been altered.
What to check on this one
- Verify exact flood zone (AE/VE/X) and obtain elevation certificate for pond-view lot.
- Review CDD bond payoff amount and remaining assessment obligations.
- Confirm HOA rental restrictions—55+ community may limit short-term lease eligibility.
- Pull 2023 roof/HVAC warranty details and transferability to new owner.
- Request HOA financial statements and reserve study for active adult community.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $380,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 3:15 PM.
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