Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$230,000

2545 OAK Street 13, Jacksonville, FL 32204

Frances Court

Price
$230,000
Beds / Baths
2 / 1
Living area
1,060 sqft
Year built
1919
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$356/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
111

$217/sqft asking, vs a $302/sqft median across 46 closed sales in 32204 over the last 12 months — 28% below the area's closed prices. Property is priced 28% below area median due to lower price per square foot; ask listing agent for specific comparables analysis.

VA LOAN BUYERS ARE WELCOME TO APPLY! Located in the historic Frances Court building circa 1919, this meticulously maintained Riverside condo blends timeless character with thoughtful modern updates in one of Jacksonville's most walkable neighborhoods. The current owners have beautifully cared for the unit with fresh interior paint, an updated kitchen & bathroom, a new HVAC system, sleek smart thermostat, and added conveniences including a washer and dryer that will convey with the sale. Unlike many modern layouts, the kitchen is privately tucked away from the main living areas, offering separation and functionality while maintaining the charm of the original floorplan. The split-bedroom layout places the two bedrooms on opposite ends of the condo, creating flexibility for guests, roommates, or a quiet work-from-home setup. Just blocks from Ascension St. Vincent's Riverside and surrounded by Riverside favorites including coffee shops, restaurants, parks, and nightlif this home offers the classic Riverside lifestyle buyers are searching for -- historic charm, walkability, and convenience all in one.

What this home really costs per month

Principal & interest$1,193/mo
Property tax (1.1% eff., Duval Co.)$211/mo
Homeowners insurance (est.)$292/mo
HOA$356/mo
All-in monthly (est.)$2,052/mo

Loan $184,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 8:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.