$315,000
2927 WATERS VIEW Circle, Orange Park, FL 32073, Orange Park, FL 32073
Spencers Lake
- Price
- $315,000
- Beds / Baths
- 3 / 2
- Living area
- 1,682 sqft
- Year built
- 1996
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $17/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 112
$190/sqft asking, vs a $176/sqft median across 809 closed sales in 32073 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Come see this beautiful waterfront home. It has 3/2 1682 sq ft, with an indoor laundry room and two car garage. The kitchen has plenty of cabinet space, with stainless steel appliances and a formal dining room. This home has a split floor plan to give a little more privacy. The primary bedroom has plenty of extra space with his/her closets and a walk-in shower, soaking tub and double vanities. The secondary bedrooms are very spacious with walk in closets. The living room also has a built in-working fish tank, a must see! This house has LVP flooring throughout with tile in the kitchen and bathrooms. The backyard is meant to enjoy your coffee in a peaceful setting enjoying the lake views or evening on the deck grilling with your friends. This home is located in Clay County, it is convenient to shopping, schools, restaurants, hospitals, NAS and minutes from the interstate.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for waterfront property.
- Order 4-point inspection and wind-mitigation report; home is 28 years old.
- Confirm roof age and current insurance carrier approval for underwriting.
- Review HOA documents; verify $17/mo covers lake/waterfront maintenance obligations.
- Inspect plumbing type; 1996 build may have polybutylene—confirm material.
- Walk property boundary; verify lot size, riparian rights, and any easements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $252,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 12:46 PM.
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