Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$227,900

1538 MT HERMAN Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Stewarts Addn To Jax

Price
$227,900
Beds / Baths
4 / 2
Living area
1,368 sqft
Year built
2026
Type
Residential
Lot
0.08 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
109
Elementary
John E Ford
Middle
Lake Shore
High school
William M. Raines

$167/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 53% above the area's closed prices. Condition and lot vary; that's what a showing is for.

New construction home, built and ready to move into. Charming 1 story home with an attached garage. Charcoal cabinets with new stainless steel appliances. Hardboard siding. Ceiling fans in all rooms of the home. Beautiful vinyl flooring. French doors to backyard. Prime location puts this home close to downtown, walking distance to UF Health. Convenient to dining, entertainment, and all the development happening to downtown, N Pearl st and N. Main st. Schedule your showings today and jump on this opportunity for a brand new home.

What to check on this one

  • Verify builder warranty coverage details and transferability to next owner.
  • Confirm final walkthrough completed, all appliances operational, no construction defects.
  • Obtain flood zone determination letter; property flood zone currently unknown.
  • Review all builder closing documents, including HOA/CDD disclosures if applicable.
  • Confirm hardboard siding maintenance requirements and any builder guarantees.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,183/mo
Property tax (1.1% eff., Duval Co.)$209/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,684/mo

Loan $182,320 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.