$879,000
5012 KAREN Street, Fernandina Beach, FL 32034
Amelia Island
- Price
- $879,000
- Beds / Baths
- 3 / 2
- Living area
- 2,172 sqft
- Year built
- 2019
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 112
$405/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 60% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Don't let this one pass you by! This home can be rented SHORT-TERM and is within WALKING DISTANCE TO THE BEACH. It is located in the county with LOWER TAXES. Live the coastal lifestyle on Amelia Island's desirable South End! This SEDA-built 3-bedroom, 2-bath home with a dedicated office offers quality craftsmanship and easy island living. Designed for comfort and style, the open floor plan connects spacious living, dining, and kitchen areas -- perfect for entertaining or relaxing after a day in the sun. Enjoy durable tile flooring throughout, ideal for a beach lifestyle, plus a neutral design ready for any décor. The kitchen sink is outfitted with a reverse osmosis filter for safe drinking water. The screened patio creates an inviting outdoor retreat to hear the ocean waves from your back porch, while the large lot provides space to consider a pool and personalize your backyard oasis. Built by trusted local builder SEDA in 2019, this property combines modern construction, timeless finishes, and an unbeatable location near Amelia Island beaches, restaurants, and shopping. Whether you're seeking a full-time residence, vacation home, or investment property, this South End Amelia Island home delivers coastal charm, lasting value, and the best of Florida island living.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE
- Confirm short-term rental eligibility with Nassau County zoning/permitting
- Review roof inspection report; 2019 build should be insurable but verify
- Get 4-point inspection (roof, plumbing, electrical, HVAC) for lender requirement
- Inspect reverse osmosis filter system condition and maintenance records
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $703,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FERNANDINA BEACH REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 12:57 PM.
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