$297,000
465 SE PALMETTO Avenue, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Keystone Heights
- Price
- $297,000
- Beds / Baths
- 2 / 1
- Living area
- 1,200 sqft
- Year built
- 1959
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 113
- Elementary
- Keystone Heights
- High school
- Keystone Heights
$248/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 44% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Adorable and updated CB home located on a corner lot in the historic district of downtown Keystone Heights. Comfortable kitchen, dining and living rooms. Bedrooms are generously sized @ 15x13 & 15x11. Laundry room located off kitchen & carport. Conveniently located for easy walks to the library, tennis courts & Lake Geneva. Updates include roof (added insulation), windows, bathroom, electrical, plumbing, water heater, porcelain bidet, cast iron tub, copper sink, whole house attic fan & blinds on porch. Fenced side yard houses a detached shed and room for a garden & extra parking. Owner began permaculture medicinal, fruit & vegetable garden areas that include mulberries, eucalyptus, Meyer lemon, fig trees, concord grapes, turmeric, cardamon, herbs, ginger shampoo plant, jasmine & other succulents & flowering plants. Screened porch is great for morning coffee and evening sunsets! Great AirBnB potential located near downtown and offers a short walk to shopping, parade route & fireworks!
What to check on this one
- Verify roof installation date and materials; confirm 15+ year coverage with insurer.
- Request 4-point inspection (wind mitigation optional); standard for 1959 homes in Clay County.
- Confirm flood zone via FEMA map; obtain elevation certificate if AE/VE designated.
- Review short-term rental (STR) eligibility with Keystone Heights planning/zoning department.
- Inspect plumbing for cast-iron or polybutylene; note any corrosion or pinhole risk.
- Pull permitting records for all updates listed (roof, electrical, plumbing, water heater).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $237,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 1:33 PM.
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