Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,000

1532 N PEARL Street, Jacksonville, FL 32206

Springfield

Price
$499,000
Beds / Baths
4 / 3
Living area
2,554 sqft
Year built
1914
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
113

$195/sqft asking, vs a $125/sqft median across 319 closed sales in 32206 over the last 12 months — 56% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this stunning 4-bedroom, 3-bathroom gem nestled in the heart of Jacksonville's vibrant Historic Springfield district. This home balances timeless character with modern luxury, featuring updates that honor its historic roots. Inside, you are greeted by gleaming original hardwood floors that flow through an open and airy layout. The gourmet kitchen and living spaces are designed for both comfort and style. Practicality meets convenience with a massive indoor storage closet and a large, dedicated laundry room fully equipped with built-in cabinetry. The exterior offerS a fully fenced-in backyard that provides a privacy for relaxing or entertaining. Say goodbye to street parking--this home includes a rare, private parking area accessible from the back street. Located just steps from the popular shops and restaurants on Main Street and a short commute to UF Health, this home offers the ultimate urban lifestyle in one of Jacksonville's most sought after neighborhoods.

What to check on this one

  • Verify actual flood zone designation—check FEMA map; unknown status delays insurance/financing.
  • Get roof inspection report; 1914 home likely needs assessment for age, condition, insurance eligibility.
  • Confirm plumbing type (cast-iron, galvanized, polybutylene); 112-year-old homes often have costly replacements needed.
  • Request 4-point inspection (required by most insurers on homes this age in Florida).
  • Verify electrical system capacity and condition; century-old homes frequently need panel/wiring upgrades.
  • Obtain historic district guidelines/restrictions documentation—affects future renovations and permits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,589/mo
Property tax (1.1% eff., Duval Co.)$457/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,338/mo

Loan $399,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FL NATIVE REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 2:24 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.