$575,000
5411 STATE ROAD 21, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Highway Heights
- Price
- $575,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 10 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 119
A fantastic opportunity to own a beautiful plot of land in a growing area of Florida. This 10 acre parcel is being split from a larger 32 acre currelay engure or ag culty ation ane de sure a seen smiley. Middleburg, Keystone Heights, and Jacksonvlle. The property is he property is fenced on 3 sides and has a large gate welcoming you into green pastures. This property lends itself well to anyon anting more space and would make a fantastic horse property The owner does live in the back of the property and is willing to owner finance (terms negotiable). Additional parcels also available.
What to check on this one
- Verify actual flood zone designation with Clay County Property Appraiser—listing shows 'unknown'.
- Confirm septic/well permits and capacity for intended use; verify local zoning allows your plans.
- Review owner-financing terms in writing: interest rate, down payment, amortization, prepayment penalties.
- Survey the 10-acre boundary; clarify which 3 sides are fenced and gate maintenance responsibility.
- Check Clay County records for deed restrictions, easements, or agricultural covenants affecting development.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $460,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOSSY OAK PROPERTIES. Data via realMLS (Northeast Florida MLS), updated May 11, 2026, 10:51 PM.
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