Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$199,900

3018 WATER Street, Jacksonville, FL 32208, Jacksonville, FL 32208

Edmunsons Beverly Hi

Price
$199,900
Beds / Baths
3 / 2
Living area
1,152 sqft
Year built
1945
Type
Residential
Lot
0.2 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
181
Elementary
Rutledge H Pearson
Middle
Jean Ribault
High school
Jean Ribault

$174/sqft asking, vs a $116/sqft median across 744 closed sales in 32208 over the last 12 months — 50% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Nestled in a waterfront neighborhood, this charming 3-bedroom, 2-bath home offers an abundance of natural light, modern updates, and exceptional value. Featuring a spacious living area, full kitchen, fresh paint throughout, and a well-maintained yard, this home has been thoughtfully cared for and beautifully updated. Recently remodeled within the last 3 years, the property showcases pride of ownership and move-in-ready convenience. Enjoy close proximity to local shops, restaurants, parks, and nearby amenities while living in a peaceful neighborhood setting. Whether you're a first-time homebuyer or an investor looking for a turnkey opportunity, this home is one you won't want to miss!

What to check on this one

  • Verify actual flood zone designation—run address through FEMA flood map tool immediately.
  • Get roof age/material from seller; 1945 home likely needs 4-point inspection for insurance.
  • Confirm plumbing type—cast-iron or polybutylene common in 1945 builds; check for leaks.
  • Request seller's recent renovation receipts and permits for claimed remodel work.
  • Order wind-mitigation inspection; older homes often qualify for insurance discounts if documented.
  • Pull property appraiser records for prior sales/value history given 181 days on market.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,037/mo
Property tax (1.1% eff., Duval Co.)$183/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,512/mo

Loan $159,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OCEAN ONE REAL ESTATE GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 5:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.