$417,900
95220 TERRI'S Way, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Concourse Crossing
- Price
- $417,900
- Beds / Baths
- 4 / 3
- Living area
- 2,407 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.13 ac
- Garage
- 2
- HOA
- $81/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 113
$174/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 32% below the area's closed prices. This home is priced 31.5% below the area's average, likely due to its lower per-square-foot value; ask the agent for specific reasons affecting the price.
95220 Terri's Way offers the perfect blend of modern comfort and everyday functionality in the growing community of Concourse Crossing. This well-maintained 4-bedroom, 3-bath home features a spacious open layout with plenty of room to gather, entertain, or simply spread out and enjoy. Inside, you'll find clean finishes, great natural light, and a dedicated office space that works perfectly for remote work, homework, or a quiet flex room. The kitchen opens seamlessly to the main living area, creating an easy flow for everyday living. Step outside to a covered and screened back porch overlooking a large backyard with plenty of space to add a pool, create an outdoor entertaining area, or simply enjoy the Florida weather year-round. Additional features include a full appliance package including refrigerator, blinds already installed, and gutters already in place--making the home truly move-in ready. Seller is also offering home as a rental. Located in peaceful Concourse Crossing.
What to check on this one
- Confirm exact flood zone designation and obtain elevation certificate if applicable.
- Verify HOA $81/mo covers what; review Concourse Crossing CC&Rs for rental restrictions.
- Inspect roof condition and obtain roof certification; confirm 2024 build date with builder.
- Confirm all appliances, blinds, gutters, and screened porch included in sale price.
- If buyer intends rental use, verify HOA/CDD permits short-term rentals in writing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $334,320 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:45 AM.
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