$1,195,000
48 MATTHEWS Lane, Ponte Vedra Beach, FL 32082
Preserve Pointe
- Price
- $1,195,000
- Beds / Baths
- 4 / 3
- Living area
- 2,806 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $267/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 113
- Elementary
- Ocean Palms
- Middle
- Alice B. Landrum
- High school
- Ponte Vedra
$426/sqft asking, vs a $406/sqft median across 846 closed sales in 32082 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Right-size without compromise in Ponte Vedra Beach's coveted Preserve Pointe! This 2020-built, low-maintenance home puts single-level living first with a spacious primary suite downstairs, plus 3 more bedrooms and a versatile loft upstairs for guests, hobbies, or a home office. Rich hardwood floors flow through an open floor plan designed for effortless living and easy entertaining. The chef's kitchen with island opens seamlessly to an outdoor kitchen and screened lanai overlooking your private, fenced backyard retreat with a heated & chilled jetted spa pool. A whole-house generator and smart-home features (lighting, shade control, smart thermostat) deliver true worry-free ownership. Tucked on a quiet cul-de-sac corner lot, walk or bike to nearby schools plus you're just minutes from the beach, championship golf, parks & everything Ponte Vedra Beach offers. No CDD fees. A rare chance to downsize into one of PVB's most desirable coastal neighborhoods without sacrificing style or comfort
What to check on this one
- Verify flood zone designation and obtain elevation certificate if needed for insurance.
- Confirm HOA $267/mo covers what—reserves, insurance, amenities, special assessments pending.
- Request 4-point inspection; home is 6 years old but verify roof condition and insurer approval.
- Inspect pool/spa equipment warranty, maintenance history, and any transfer requirements.
- Review smart-home system documentation—transfers, compatibility, support after closing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $956,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 5:56 PM.
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