Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$405,000

580 WHITE Street, St. Augustine, FL 32084, St. Augustine, FL 32084

Dancy Tract

Price
$405,000
Beds / Baths
3 / 2
Living area
1,296 sqft
Year built
2020
Type
Residential
Lot
0.15 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
94
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

Experience the charm of Florida living in this beautifully unique 3-bedroom, 2-bath home just minutes from historic downtown St Augustine! Tucked among mature trees in a highly desirable location, it is ideal as a personal home, vacation getaway or short term rental. Inside, you'll find soaring ceilings, stylish lighting, stunning concrete floors, and well-designed interiors that create an open, airy atmosphere filled with character and warmth. The kitchen features a large breakfast bar, warm wood cabinetry, built-in shelving and stainless steel appliances. The open and inviting living room showcases custom built-ins, an upgraded ceiling fan and sliding glass doors that seamlessly connect the indoor living space to your outdoor oasis. The relaxing primary suite offers peaceful backyard views and double glass doors leading directly to the fenced backyard. The en suite bathroom is the perfect blend of whimsical and functional. The secondary bedrooms offer stylish accent walls and a convenient Jack-N-Jill bathroom. The two outdoor living areas truly steal the show, featuring multiple seating areas, a grilling station and a heated spa-creating the ultimate setting for entertaining or weekend BBQs. The spacious backyard surrounded by mature trees offers plenty of room for kids to play. This home is currently operating as a short-term rental.

What to check on this one

  • Confirm actual flood zone with FEMA map—elevation certificate needed if AE/VE
  • Verify roof age and get homeowner's insurance quote—6-year-old roof should be insurable
  • Pull short-term rental rules for St. Johns County and City of St. Augustine
  • Inspect plumbing for polybutylene or cast iron—2020 build should be clear
  • Verify spa/pool equipment warranties and service history before closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,101/mo
Property tax (1.1% eff., St. Johns Co.)$371/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,764/mo

Loan $324,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 1:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.