$675,000
95984 MIMOSA Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Enclave At Summer Beach
- Price
- $675,000
- Beds / Baths
- 2 / 2
- Living area
- 1,360 sqft
- Year built
- 2022
- Type
- Residential
- Lot
- 0.07 ac
- Garage
- 2
- HOA
- $383/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 113
$496/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 96% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Immaculately kept and fully furnished, this turnkey single-story home features the highly sought-after Cindi floor plan and is perfectly positioned between the The Ritz-Carlton, Amelia Island and Omni Amelia Island Resort, just moments from the ocean, fine dining, and casual island eateries. This 2BR/2BA home offers 1,360 sq ft of modern coastal living with high ceilings, ample storage, luxury vinyl plank flooring throughout, quartz countertop and an open-concept layout designed for easy living and entertaining. The spacious gourmet kitchen features stainless steel appliances, a center island, and a 5-ring gas stovetop with a bright, airy flow into the main living areas. Relax on the private screened porch or enjoy the nearby community pool within this premier gated community. Additional features include turf in the rear yard, a screened garage door, and handicap-accessible features for added comfort and convenience. Ideal for full-time living, a second home, or investment opportunity,
What to check on this one
- Verify actual flood zone designation—FEMA map for Fernandina Beach / Amelia Island area.
- Request HOA documents: CC&Rs, rental restrictions, reserve study, and current financials.
- Confirm roof warranty remaining (2022 build—should have 25+ years coverage).
- Get proof of HOA $383/mo fee and any pending special assessments.
- Verify furnishings are included in $675K sale—document list with realtor.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $540,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Jun 18, 2026, 2:34 PM.
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