Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$254,990

4 ORIOLE Road, Palm Coast, FL 32164, Palm Coast, FL 32164

Palm Coast

Price
$254,990
Beds / Baths
3 / 2
Living area
1,499 sqft
Year built
2025
Type
Residential
Lot
Garage
2
HOA
$98/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
91
Elementary
Rymfire
Middle
Buddy Taylor
High school
Flagler Palm Coast

$170/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

You enter the home and are immediately welcomed into the open family room, kitchen, and dining area, designed for comfortable, connected living. Just off the family room, you'll find access to the two-car garage, a laundry room, and two secondary bedrooms that share a full bath. From the dining area, a covered patio offers space to relax outdoors. Also off the dining space is the primary bedroom, complete with a walk-in closet and a private primary bath.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Request CDD bond payoff amount and remaining assessment schedule.
  • Verify HOA $98/mo covers what; request full governing docs and rental restrictions.
  • Confirm builder warranty coverage details and transferability to next owner.
  • Review new construction final inspections: electrical, plumbing, HVAC sign-offs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,323/mo
Property tax (1.1% eff., Flagler Co.)$234/mo
Homeowners insurance (est.)$292/mo
HOA$98/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,114/mo

Loan $203,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ASHTON WOODS FLORIDA REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.