Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$534,900

13192 DUNWICK Road, Jacksonville, FL 32256

Wells Creek

Price
$534,900
Beds / Baths
4 / 3
Living area
2,452 sqft
Year built
2022
Type
Residential
Lot
0.15 ac
Garage
3
HOA
$83/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
109
Elementary
Bartram Springs
Middle
Twin Lakes Academy
High school
Atlantic Coast

$218/sqft asking, vs a $219/sqft median across 828 closed sales in 32256 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.

4BR/2.5BA plus office waterfront in Wells Creek! This beautifully maintained Willow floor plan in the highly desirable Wells Creek community was built in 2022 and offers modern style with peaceful pond views! The open-concept layout features luxury vinyl plank flooring and an extended screened lanai overlooking a large fenced backyard--perfect for enjoying Florida sunsets. The chef's kitchen includes quartz countertops, a large island, soft-close cabinetry, gas range, walk-in pantry, and stainless steel appliances. A spacious 2.5-car tandem garage provides exceptional storage with epoxy floors, overhead racks, wall-slat storage, and a retractable privacy screen. Gutters and a water softener add to the home's move-in-ready appeal. Wells Creek offers resort-style amenities including a saltwater pool, pavilion, dog park, playground, and green space with NO CDD fee, plus easy access to major highways. Assumable VA loan available for qualified buyers! INTERIOR Open Floor Plan LVP Floors Speaker Pre-Wire Bonus Storage Under Stairs Secondary Upstairs Living Space Fans in Every Bedroom Upstairs Laundry EXTERIOR Beautiful Sunset/Pond Views Extended Screened Lanai w/Fans Large, Fenced Yard Backyard Pavered Area Gutters Added PRIMARY BEDROOM Beautiful Sunset/Pond Views Garden Tub Large Closet with Built-Ins KITCHEN 4-Burner Gas Range Large Island Quartz Counters Soft-Close Cabinets Walk-In Pantry Stainless Steel Appliances OTHER 2.5 Car Garage w/ Epoxy Flooring Garage Privacy Screen Garage Slatwall Overhead Garage Storage Water Softener System Assumable VA Loan

What to check on this one

  • Verify flood zone designation—pond views may affect FEMA zone, elevation certificate, insurance.
  • Confirm HOA $83/mo covers all amenities; request Wells Creek HOA docs and reserve study.
  • Review assumable VA loan terms with lender—rate lock, assumption fees, buyer qualification.
  • Inspect roof, HVAC, water softener warranties—all built 2022, verify transfer to new owner.
  • Pull title for any easements or restrictions tied to pond/waterfront lot access.
  • Confirm VA loan assumability in writing from current lender before making offer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,775/mo
Property tax (1.1% eff., Duval Co.)$490/mo
Homeowners insurance (est.)$312/mo
HOA$83/mo
All-in monthly (est.)$3,660/mo

Loan $427,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.