$79,900
490 KAY Road, Middleburg, FL 32068, Middleburg, FL 32068
Armstrong
- Price
- $79,900
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 1.14 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 116
- Elementary
- Middleburg
- Middle
- Wilkinson
- High school
- Middleburg
Build your dream home on this spacious vacant lot in the heart of Middleburg! Located on Kay Rd with convenient access to Blanding Blvd, schools, shopping, dining, and a short drive to Jacksonville. Enjoy the freedom of no HOA and plenty of room for your custom home, toys, boats, RVs, or additional storage. Peaceful setting with endless possibilities whether you're looking to build now or invest for the future. Don't miss this opportunity to own land in a growing area of Clay County!
What to check on this one
- Verify flood zone designation with FEMA flood map—critical for financing & insurance.
- Confirm septic & well feasibility with Clay County Health Department.
- Check Clay County zoning—permitted uses, setbacks, and build restrictions for custom home.
- Obtain survey or plat; verify exact lot lines and easements.
- Confirm utilities available (water, sewer, electric, gas lines) and connection costs.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $63,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of DOGWOOD REALTY. Data via realMLS (Northeast Florida MLS), updated May 9, 2026, 3:27 AM.
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