$489,000
3003 FIVE OAKS Lane, Green Cove Springs, FL 32043
Five Oaks
- Price
- $489,000
- Beds / Baths
- 4 / 4
- Living area
- 2,866 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.3 ac
- Garage
- 2
- HOA
- $35/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 116
$171/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome Home to Five Oaks! This 4 bedroom, 4 full bath home is just waiting for a new owner! Perfect cul-de-sac location! Spacious layout with room for everyone! Freshly painted inside and out! Beautiful engineered hardwood floors through living area, with tile in kitchen, baths & carpet in bedrooms! Formal dining room with wainscoting. Separate office/flex room downstairs, & additional flex space upstairs with ensuite bath! Kitchen features solid surface counters, stainless appliances, breakfast bar and breakfast nook! Primary bedroom with large ensuite offering a soaking tub, separate shower and walk-in closet! Crown molding throughout! Inside laundry with washer/dryer! Covered Lanai with built-in bar, perfect for entertaining! Conveniently located near shopping, restaurants, schools and more! *Seller is offering 10k towards buyer closing costs!*
What to check on this one
- Verify roof age and get 4-point inspection quote—2004 home approaching insurance concern threshold.
- Request flood zone confirmation from county; obtain elevation certificate if in AE/VE zone.
- Pull HOA/Five Oaks docs: bylaws, financials, reserve study, any pending assessments beyond $35/mo.
- Confirm plumbing materials (polybutylene risk era); inspect for original cast-iron drain lines.
- Get seller's maintenance records: HVAC service history, roof/gutter work, any prior water intrusion claims.
- Verify closing-cost credit terms in writing—10k offer amount and timing with lender/title.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $391,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of NEXTHOME COLLINS REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 3:56 PM.
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