Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$190,000

1590 W 28TH Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Royal Terrace

Price
$190,000
Beds / Baths
4 / 2
Living area
1,124 sqft
Year built
1953
Type
MultiFamily
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
120

This duplex is a great investment opportunity with one unit currently vacant and ready for a new tenant or owner occupancy, while the other unit is already rented and producing income. The property has recently been updated with a brand-new roof, adding value and peace of mind for the new owner. Whether you're looking to expand your rental portfolio or live in one unit while collecting rental income from the other, this property offers excellent potential and convenience.

What to check on this one

  • Verify new roof installation date, material type, and warranty documentation.
  • Obtain 4-point inspection report (home built 1953 qualifies).
  • Confirm current tenant lease terms, rent amount, and move-out date.
  • Request flood zone determination letter; verify elevation certificate if needed.
  • Check for polybutylene or cast-iron plumbing; get scope of any updates.
  • Review title for any liens, code violations, or code-enforcement history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$986/mo
Property tax (1.1% eff., Duval Co.)$174/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,452/mo

Loan $152,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CAPTAIN KIRK PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated May 8, 2026, 9:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.